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所有實際年利率乃依據銀行營運守則所設定之淨現值計算方法計算。實際年利率是一個參考利率，以年化利率展示出包括銀行產品的基本利率及其他費用與收費(如適用)。這可以放大你的投資額，但也增加了風險，因為市場不如預期時你會有被迫清算的風險，屆時損